Other Loans

Share/Certificate Secured

A share/Certificate Secured Loan can be a good idea if you’re looking to build your credit or you need to make a necessary purchase but don’t want to dip into your savings. With a Share/Certificate-Secured Loan you choose which of your accounts you’d like to borrow against (Share Savings or Certificate) and receive a low-rate loan, while still earning interest on your financial resources on deposit. Your loan term on a Share/Certificate-Secured Loan depends on which account you specify to use:

  • Share Savings, Club Accounts, and Money Market
    • Term: maximum 60- month term
    • Rate: Share Rate + 3% APR*
  • Certificates
    • Term: cannot exceed the certificate maturity date
    • Rate: Certicate Rate +3% APR*

Personal Loan

A Personal Loan is granted to an individual with the member's signature as a guarantee. There is no prepayment penalty for a Personal Loan and the funds can be used for any purpose.

Personal Line of Credit

A Personal Line of Credit is a revolving line of credit that allows you to borrow up to your credit limit when you need it. As you pay your loan down, the funds become available to borrow again. You only pay interest on the amount you use.