Real Estate

Apply Now

Real Estate and Home Equity Closed End Loans Up To 20 Years
Paper A B C D
Terms up to 20 Years 95% LTV 95% LTV 95% LTV 95% LTV
  5.00% 6.00% 6.00% 6.00%
HELOC (Line of Credit)
Score LTV Rate
A - 700 or higher Up to 95% Prime
B - 680-699 Up to 95% Prime +1
C - 660-679 Up to 95% Prime +2
D - 640-659 Up to 75% Prime +3
  • Terms: 10 year draw period, up to 15 years to repay the balance.
  • Payments: 1% of outstanding principal balance with minimum payment of $100.00.
  • HELOC has a floor rate of 3.00% APR, and a ceiling rate of 18% APR
  • Current Prime Rate = 3.25% APR