Overdraft protection will protect your checking account in the event that you overdraw your account. There are a couple of ways to protect your checking account from overdrafts. First, you can designate certain ASFCU accounts that you want to link to your checking in case of an overdraft. Then, if you overdraw your checking account, funds from the linked accounts will be transferred automatically to cover your negative checking balance.
The next way to protect your checking account from overdrafts is to apply for our Overdraft Protection Loan. In the event that you run out of funds in your checking account, funds would be transferred from your Overdraft Protection Loan to your checking account and you will be responsible for repaying your loan with interest.
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